Car Insurance Myths: BUSTED!

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Whether it’s about rates dropping when you turn 25, or that full coverage insurance automatically means that your insurance company will ensure that you get a new car after a crash, we’ve all heard some auto insurance myths that have somehow been accepted as fact.  Being an informed consumer when it comes to your insurance […]

Common Insurance Mistakes and how to Avoid Them

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We get it, buying insurance can sound complicated and confusing, but it’s always better to be safe than sorry in the case of the unexpected, whether it’s a fire or a car accident. In the last few weeks, we’ve talked about a few different types of insurance, but before you run out and start shopping […]

Landlord Insurance: What it is and why you need it

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Many first time landlords can make the mistake of assuming that their homeowner’s will cover all the costs of their rental property in the event that something happens to their rental property. Unfortunately, that isn’t always the case. But don’t worry. We’re here to help you out and explain why a landlord protection policy is […]

Home Insurance: What you SHOULD know

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In our last post, we discussed the different lines of coverage associated with auto insurance. This time, we thought it might be beneficial to talk about another important line of insurance that we deal with regularly: homeowner’s insurance. Homeowners insurance is what keeps your home and its contents safe in the event of disaster, theft, or accident. […]

Auto Insurance 101

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We deal with different types of insurance all day, every day. Because of this, we sometimes forget that not everyone understands the different coverages and what they mean to you when you’re purchasing your insurance. There are a lot of different factors that can affect your purchase of car insurance. Decisions are often based on which policy will […]

Covered CA extension until April 15th

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Record-setting numbers of people trying to sign up for Covered California™ health insurance plans overwhelmed the system on the final day of open enrollment, prompting the exchange to allow consumers who had trouble enrolling by the deadline to work with a certified delegate to finish their application by April 15. Because of the staggering demands […]

Is Business Use Covered on My Personal Auto Policy?

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If you use your personal vehicle for business or commercial use, you may want to double check your insurance policy and see if you are covered. You’ll need to look into buying a commercial vehicle policy or make sure your existing personal auto policy includes coverage for business use. Every company has different guidelines on […]

876 New Laws for 2013 in California

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California passed 876 new laws, most of which take effect today (1/1/13). CRIME/ PUBLIC SAFETY Youth offender resentence SB 9 allows some people convicted of murder, if they had committed the crime as a minor, to seek resentencing to a prison term of 25 years to life. (Sen. Leland Yee, D-San Francisco) Picketing at funerals […]

4 Reasons You May Need Life Insurance

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If someone depends on you financially, chances are you need California life insurance. Are you married? Do you have children or are expecting one? Do you financially support an elderly parent? Do you have debt and/or a mortgage? If your answer is yes to just one of these questions, then your need for CA life […]

Why work with an independent insurance agent?

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Not all insurance agents are the same. Many people are unaware that there are different types of insurance agents that they can work with. A captive insurance agent only sells one brand of insurance – the company they work for. An independent insurance agent represents multiple companies and brands. They can compare coverage and prices […]

My Wife’s Apple Pie Recipe

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My wife’s co-worker has been bugging her for her apple pie recipe and after my wife forgot it again, she asked me to type it up and email it to her. Since I already typed it up I figured I would share it. Here it is – hope you enjoy it as much as I […]

5 Safe Driving Tips For This Halloween

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According to Safe Kids USA, children are twice as likely to be killed by a vehicle on Halloween compared to other days of the year. Take extra caution behind the wheel on Halloween and use the following driving tips to keep trick-or-treaters safe. Yield to Trick-or-Treaters: Be prepared for children to run into the street […]