Boat Insurance

Protect Those Sunny
Days on the Lake

Your time on your boat is all about having a relaxing day fishing, waterskiing, and spending time in the sun. Don’t let anxieties about what
would happen in the event of an accident on the water rain on your parade. You may not have thought about boat insurance, but it
could save you a lot of money and heartache in the long run.
Our specialized boat insurance coverage includes:

  • Total Loss Replacement – replaces your boat with a brand new one of similar make and quality
  • Disappearing Deductibles – reduces the deductible by 25 percent at each claim free renewal
  • Replacement Cost Fishing Equipment – up to $10,000 for tackle, rods, and reels
  • Replacement Cost Personal Effects – protects your personal items including cameras, clothes, cell phones, etc
  • 24-hour Roadside Assistance – covers trailer and tow vehicle, even if tow vehicle is insured with a different company!
  • Emergency Towing and Labor – provides on-water towing service
  • Wreckage Removal Coverage
  • Property Damage Liability – includes coverage for fuel spill cleanup
  • Medical Payments – includes coverage for water-skiers

Boat Insurance

Great Coverage With
A Personal Touch

Alex Rue Insurance is your personal shopper for insurance. We compare all the biggest carriers to ensure you’re getting the best rates.

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Home Ownership

If you’re a homeowner, you can get a discount, and potentially save even more by bundling!

Idle Assisted Steering

If your boat features idle assisted steering it could save you money on your insurance.


Having multiple policies with the same carrier, such as your motorcycle and auto insurances, can earn you a discount.


Just like owning multiple cars saves money, having multiple boats on your policy could help.

Original Owner

If you’re the original owner of your RV or motorhome, you could save some extra money.

Responsible Driver

Based on your driving history, being a safe driver can help you save money.

Safety Course

Taking a boating safety course can earn you a discount on your insurance.


Switching from one carrier to another can earn you a discount if you already have motorcycle insurance.

Claim-Free Renewal

If you renew your policy without filing a claim, that safe driving can save you money.


Not only does paying up front save you money on late fees, it can even earn you a discount.

Prompt Payment

Easy as pie. Save money by paying on time.

Small Claim Forgiveness

Your RV insurance won’t increase on claims under a set amount.

Get A Boat Insurance Quote Designed To Help You Save!