Who are Insurance Brokers & Who Needs Them?

Navigating insurance can be an overwhelming and complex experience. With your busy schedule, the last thing you want to do is spend hours deciphering insurance policies and information. That’s why it’s essential to have an insurance expert on your side to relieve your stress and save you time. Do you have a go-to insurance professional for your insurance needs? If not, have you thought about working with an independent insurance broker?

What Do Insurance Brokers Do?

An insurance broker specializes in various types of insurance for both business and individual needs. Brokers are advocates for their clients and are responsible for locating the best coverage and rates. Brokers provide expert advice and explain the policies and rates in detail. In other words, they do the busy work for you and save you time.

Best of all, insurance brokers work for you, not the insurance companies. Brokers act as a link between you and these companies, shopping for the best possible outcome to save you time and money. They work with multiple carriers and search for affordable pricing for all budget types.

Brokers Save You Time and Money

Having a trusted and reliable insurance broker on speed dial will save you time, money and make your life easier. Brokers pay attention to your concerns and complex issues to ensure that you purchase the right type of coverage. They help individuals and businesses with complex insurance matters and requirements. This includes small businesses and consumers with multiple homes, cars, and recreational vehicles. 

With an insurance broker, you have options and have access to many different policies from various carriers. Having a wide range of choices will give you the upper hand in finding coverage that will be best for you and your unique needs. A broker will compare policies to determine which one is more suitable for your requirements. They will eliminate the time you will spend on each insurance task, do the busy work and break it down for you to ensure your insurance needs are met.

Lifesaver

You have important decisions to make when purchasing insurance. Especially when juggling your home, life, health, auto, and other insurance needs. You deserve the best advice and guidance, especially when you have complex insurance matters. A Broker weighs out the risks, completes a thorough analysis of your needs, compares those needs with what’s available, and identifies protection that you didn’t know was available to you. Also, when there are liability concerns regarding your business, they will offer a wide range of options and ways to ensure your business is fully protected.

Personalized Experience

During your insurance purchase and beyond, your insurance broker is there for you. Your broker will create a customized plan tailored to your unique needs, providing the highest level of support and expert advice. When your needs change, you can call your broker to assist you with the changes, and they will guide you through the process. 

With a brokerage team like the Rue Crew, you’ll know your needs are in good hands. Having a team that will fight for you ensures that you will get the best options available to you. This means no more long hours on the phone or the internet trying to compare rates. Your broker will ensure you understand all your options and will advise you on what’s best for you.

The Alex Rue Crew is Here for You!

If you need a quote, our online quote process is quick and simple. We are here to provide expert advice, guide you through the insurance process from beginning to end and beyond, search for the best coverage and rates, and explain the details of your policy even at the eleventh hour. In summary, why do you need an insurance broker team?

  • We work with multiples carriers to find the best coverage and rates
  • We help you prepare and file claims
  • We help you make insurance adjustments when needed
  • We offer advice and answer your questions 
  • We update you with new insurance laws and requirements
  • We help you with the renewal process

Do you know someone or a business that needs insurance? Better call Alex  to the insurance rescue! Get your free quote today!

Alex
Alex Rue

President