What Information is Needed for a Homeowners Insurance Quote?

Your home is everything! It’s your personal space to be you and create unforgettable memories. Purchasing a home is an exciting time, but there’s also important tasks involved to protect your home, like finding the right type of homeowners insurance. The first step in the homeowner’s insurance journey is getting a quote to see how much it will cost to insure your property. Requesting an online quote is much easier than it used to be. All you need is some personal information and details of your new home. Below we provided helpful information about the importance of homeowners insurance and a list of required items for your quick quote process.

Why is homeowners insurance important?

Your home is one of the most valuable assets you own and is a considerable investment; that’s why it’s crucial to have the right homeowners insurance  and know what is and isn’t covered before deciding on the policy. Also, remember that it’s good to shop around to get matched with the best rates. We are here to guide you through this to find the best insurance carriers and rates that don’t exceed your budget and needs. 

Homeowners insurance is a safety net and covers losses and damages to your home due to theft, fire, and other natural disasters depending on the location of your home. Your homeowner’s policy may include dwelling coverage, other structure coverage, personal liability, personal property coverage, medical, and additional living expenses. It’s best to gather all information before beginning the quote process to ensure you have everything you need. Keep in mind that homeowners insurance does not cover flooding or earthquakes. If you are in a location where flooding or earthquakes are a concern, talk with your insurance expert for additional coverage.

How to Request a Home Insurance Quote

An online quote with us is effortless. All you need is the required information, and the process will be over before you know it. Our Canopy Connect App  will save you time and money, and relieve stress, so you can go about your day and get other important things done. It’s a simple process! After you submit your information, you’ll have various coverages to review. The Rue Crew is here to help you along the way and provide the best insurance and money-saving advice.

How to Prepare for the Quote Process

To get an accurate home insurance quote, take some time to gather all the essential information required to have it easily accessible for a faster and stress-free quote process. You’ll need to provide personal information about yourself and details of your home. Insurance companies use this information to calculate your rate based on your home details and risk factors. See below for the required information to complete a homeowners insurance quote.

Personal Information

During the quote process, you’ll be asked several personal questions about yourself and others who live in your home to determine your coverage and costs, including: 

  • Applicants name and date of birth
  • Home address
  • Email address
  • The number of people living in your home
  • Occupancy details: primary, secondary, or seasonal home
  • Business details: Do you run a business in your home?

Home and Past Insurance Information

All you need is details about your new home, and you’ll be on your way to finding the best insurance and discounts that match your home and location needs and budget. Take note of the list below.

Property Details
  • Year Built
  • Square Footage
  • Number of Stories, Bedrooms, and Bathrooms
  • Solid Fuel Appliance
  • Detached Structures
  • Style of Home
Past and Current Insurance Information
  • Any Prior Claims in the Last Five Years
  • Names of Most Recent Insurance Carrier
  • Dates of Last Coverage
  • Mortgage Information
Safety Devices
  • Sprinkler System
  • Smart Home Technology
  • Security System
  • Fire Extinguisher
  • Fire/Smoke Alarm
  • Deadbolt Locks
Home Improvements that add Value to Your New Home

If you make any home improvements after purchase, be sure to include them in your quote application. Here’s a list of home improvements that will add value to your home. 

  • New Roof
  • Bathroom Remodel
  • Wood Deck Addition
  • Garage Replacement
  • Kitchen Remodel
  • New Central Heat and Air
  • New Flooring

Shop and Compare

Now that you know what to provide during the quote process, it’s time to protect your home and assets with accurate coverage today. The Rue Crew is here to help every step of the way!

Alex Rue