Truck Insurance

If you are looking for California Truck Insurance, you’ve come to the right place. Here at Alex Rue Insurance Agency, Inc. we have relationships with top A rated companies to get you quality California truck insurance at a price you can afford.

Start your Commercial Truck Insurance Quote today!

We work with independent owner operators and small to mid-size fleets. We offer all coverages and support for all filings and certificates you need to run your business smoothly. We offer coverage for liability insurance, motor truck cargo insurance, physical damage insurance, general liability insurance, worker’s comp, bonds, health insurance, non-trucking liability, semi-truck roadside assistance and much more.

When you work with Alex Rue Insurance Agency, Inc. you know that you will get the service you need. We know you depend on getting certificates of insurance fast and we are here to respond and meet or exceed your expectations.

Working Under Your Own Authority

If you operate under your own authority, you will need to have these commercial truck insurance coverages:

  • Liability Insurance – pays for damages that you cause to others and their property. This includes Bodily Injury Liability and Property Damage Liability
  • Motor Truck Cargo Insurance – This is insurance for the cargo / commodities that you are hauling in case of a fire, theft or accident.
  • Physical Damage – This coverage pays for damages to your vehicle caused by an accident, theft and other covered losses like hitting a deer.
  • Owner Operators Under Permanent Lease to a Motor Carrier

    If you are leased to another motor carrier and working under their authority, the coverages you need will be determined by your agreement with them. Usually the motor carrier provides the Primary Liability insurance when you are working under dispatch. The Primary Liability pays for bodily injury to others and property damage if you are at fault for an accident.

    The motor carrier may also pay for motor truck cargo insurance to cover the commodities you are hauling.

    You may need the following coverages and can save money if you buy them on your own:

  • Non-Trucking Liability – This can provide liability coverage when you aren’t driving under dispatch.
  • Physical Damage – Can fix your truck if its in an accident, stolen or a tree falls on it.
  • We insure all types of vehicles and commodities, if you need insurance we are here to help. Start your Commercial Truck Insurance Quote today and see how much you can save on your California Truck Insurance!