When you’re busy running your business, being sued may be one of the last things on your mind until it happens. A lawsuit can threaten everything you have worked so hard to build.
Your business can be sued for almost any reason: Negligence, personal injury, libel, slander, errors, omissions, faulty products, advertising misprints, etc.
That is why having solid business liability protection for your business is so important.
Commercial General Liability Insurance is a standard insurance policy issued to business organizations to protect them against liability claims for bodily injury and property damage.
These claims arise from premises, operations, products, and completed operations; and advertising and personal injury liability.
General liability insurance
A commercial general liability insurance coverage (CGL) policy protects your business against claims of bodily injury or property damage. General liability coverage also provides business liability insurance coverage to pay the cost of:
- A legal defense in a lawsuit arising from an accident that causes bodily injury
- Claims such as libel, slander and false advertising – even if those claims are meritless
General liability insurance does not protect your business in the event that a client accuses you of professional errors or negligence. Those types of claims are normally covered by a professional liability insurance policy. It’s important to note that you may need an additional error’s and omissions policy (also known as a professional liability policy) to fully protect your business.
Business Liability Insurance Roseville, CA
Alex Rue Insurance Agency, Inc. is an independent insurance agency in Roseville, CA representing top-rated insurance companies in California. We provide rates from multiple California insurance companies to find you the best coverage at the lowest price. As an independent insurance agency we’re here to help you find the best business insurance policy for you.
Start your quote online or call Alex Rue Insurance Agency today at 916-572-9815.