California Boat Insurance
From jet skis to fishing boats to speed boats, we’ll find you the best policy to protect your watercraft.
Specialized Coverages
- Total Loss Replacement – replaces your boat with a brand new one of similar make and quality
- Disappearing Deductibles – reduces the deductible by 25 percent at each claim free renewal
- Replacement Cost Fishing Equipment – up to $10,000 for tackle, rods, and reels
- Replacement Cost Personal Effects – protects your personal items including cameras, clothes, cell phones, etc
- 24-hour Roadside Assistance – covers trailer and tow vehicle, even if tow vehicle is insured with a different company!
- Emergency Towing and Labor – provides on-water towing service
- Wreckage Removal Coverage
- Property Damage Liability – includes coverage for fuel spill cleanup
- Medical Payments – includes coverage for water-skiers
Discounts
- Homeowner discount
- Idle Assisted Steering discount
- Multi-Policy discount
- Multi-Boat discount
- Original Owner discount
- Responsible Driver discount
- Safety Course discount
- Transfer discount
- Claim Free Renewal discount
- Paid-In-Full discount
- Prompt Payment discount
- Small Claim Forgiveness
