Boat Insurance

California Boat Insurance

From jet skis to fishing boats to speed boats, we’ll find you the best policy to protect your watercraft.

Specialized Coverages

  • Total Loss Replacement – replaces your boat with a brand new one of similar make and quality
  • Disappearing Deductibles – reduces the deductible by 25 percent at each claim free renewal
  • Replacement Cost Fishing Equipment – up to $10,000 for tackle, rods, and reels
  • Replacement Cost Personal Effects – protects your personal items including cameras, clothes, cell phones, etc
  • 24-hour Roadside Assistance – covers trailer and tow vehicle, even if tow vehicle is insured with a different company!
  • Emergency Towing and Labor – provides on-water towing service
  • Wreckage Removal Coverage
  • Property Damage Liability – includes coverage for fuel spill cleanup
  • Medical Payments – includes coverage for water-skiers


  • Homeowner discount
  • Idle Assisted Steering discount
  • Multi-Policy discount
  • Multi-Boat discount
  • Original Owner discount
  • Responsible Driver discount
  • Safety Course discount
  • Transfer discount
  • Claim Free Renewal discount
  • Paid-In-Full discount
  • Prompt Payment discount
  • Small Claim Forgiveness

Get a free boat insurance quote!

How much can you save?